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Tips that can help seniors in their divorce proceedings

Imagine you've been married for an amazingly long time. Your marriage has endured for 40 years, your children are grown and you even have grandkids. However, the last few years have been difficult and some of the things that have bothered you about your spouse have finally come to a head. At 70 years of age, you want a divorce.

When it comes to divorce, senior citizens will have unique concerns that younger spouses don't have.

Advice for divorcing seniors

Let's look at a few things that every divorcing senior should know before he or she moves forward with the dissolution of a marriage:

-- Alimony: You may be able to receive or may need to pay alimony. In almost all long-term marriages that end in divorce, if the spouses are economically different in their capacities to work or generate income, then the higher-earning spouse, if he or she is still earning an income, may need to pay the other spouse alimony.

-- Retirement: You won't have the same amount of retirement savings. You'll need to split your retirement money with your spouse. This could result in a lifestyle that's less affluent than the one you had planned for during your silver years.

-- Your home: If you plan to be the one who stays in your home, know that you'll need to give something up during the asset division process in order to keep it.

-- Children: Don't expect your children to take your divorce lightly. They might not agree with your breakup, or they might not understand why. If it helps, you may want to explain to your children why you decided to split up from their father.

No one should have to endure a toxic or failed marriage

Just because you're older does not mean that you and your family won't benefit from a divorce. If you're feeling trapped and unhappy in a stale marriage that should have ended a decade ago, divorce may be just as much of an option for you as it is to a younger generation.

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